Liberty Mutual Mechanical Breakdown Insurance Review

Overview

Getting peace of mind is essential for many people and can relieve a lot of stress. This one of the reasons that people buy insurance plans. With your car insurance plan, you can get collision insurance coverage and comprehensive insurance coverage, but what about insurance coverage that covers breakdowns while you are on the open road? This is what a Vehicle Service Plan, what Liberty Mutual calls their mechanical breakdown plan, covers. If a breakdown happens after your vehicle's warranty expires, you will be covered by this type of plan. Being able to have confidence while driving can help you stay focused and worry-free.

Pros and Cons

Avoiding the expensive costs that come from unexpected car repairs can be a breath of relief. Liberty Mutual offers a variety of deductibles that you can choose from, and you can take advantage of their convenient monthly payments for auto insurance. There are professionals to help guide you through the experience, which is an added bonus. ForeverCar powers the policy offered to Liberty Mutual customers, and Liberty Mutual policyholders can get a savings of up to 44% on an MBI plan.

Getting a free car insurance quote for a mechanical breakdown insurance plan is easy to do right here, breakdown repairs can be expensive, and depending on the age of your car, you might be at risk for expensive automobile repairs. One of the significant benefits of getting a plan through Liberty Mutual is that there is no long-term contract. Also, you can use the licensed garage of your choice, and there are no mileage limitations with the plan. Roadside assistance, rental car reimbursement, and travel expense reimbursement are all included with your policy.

One of the things that vehicle service plan policyholders like is that they can customize a plan to fit their needs. The claims process is simple to do, and all you have to do is pay for the deductible when your car is repaired.

Many things can happen over the course of a few years, so keep in mind that your rate is only fixed for three at a time. After that, your prices could go up. This is really the only negative to this plan.

Coverage From Mechanical Breakdown Insurance

Of course, it might be that you go through the entire three years without needing any vehicle repairs. It is important to weigh your vehicle's age, your cars risk factors for needing repairs, and whether or not you can afford a considerable expense tossed your way suddenly. For many people, mechanical breakdown insurance is a smart plan.